| Quick facts | Answer |
|---|---|
| Cost range | Outlet or switch repair: $150–$300 |
| Time | Local pro calls back within the hour, Mon–Fri 8am–6pm CT |
| Who's qualified | Texas requires a licensed electrician for electrical work |
Do I need a separate claim for the surge protector?
Texas Department of Insurance says most homeowners policies cover fire and lightning losses. Lightning-related electrical damage is usually part of a standard claim rather than a separate claim type. Policy wording and limits decide the final payment, so check your declarations page and file with your insurer promptly.
What should I do today after a lightning strike?
Document the damage with photos before anything is repaired. Contact your homeowners insurer promptly, because lightning can damage electrical systems, appliances, and other covered property. If you need help after storm damage, the Texas Department of Insurance Help Line is 800-252-3439.
What should I check when hiring an electrician?
Texas law requires anyone performing electrical work to be licensed, except for specific exemptions. Electrical contractors must employ a licensed Master Electrician and carry business liability insurance of at least $300,000 per occurrence and $600,000 aggregate. Licenses are valid for 1 year and must be renewed annually.
Should a handyman inspect smoke-damaged wiring?
Smoke-damaged wiring, breakers, panels, or surge equipment should be inspected and repaired by a licensed electrician rather than a handyman. Texas enforcement rules treat work done without the proper or with an expired license as a violation.
What to do next
- Photograph the smoked surge protector, outlets, and panel before any repair, and keep receipts.
- File the claim with your homeowners insurer and ask whether surge damage to appliances is covered under your policy.
- Ask the pro for proof of licence and insurance, including business liability of at least $300,000 per occurrence and $600,000 aggregate.
- Verify the electrician's license is active on the Texas licensing records, since licenses renew annually.
- Call (737) 367-2100 or email [email protected] for a free quote from a licensed, insured electrician.
Austin Volts is a free referral service: an independent contractor does the work and may pay us a referral fee. You never pay us anything.
